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Foreclosures >2. What Is a Bank Owned Property? When a home owner misses payments on his or her mortgage, the loan becomes default and the home or property becomes distressed. What happens next depends on an appraisal and the equity of the home. If short sale isn’t a viable option for the home owner and the lender, the foreclosure process takes over and the home or property goes up for foreclosure auction.
A bank-owned property (also referred to as a "real estate owned" or "REO" property) is one that was up for sale at a foreclosure auction but did not sell and therefore now belongs to the lender (usually a bank, but can also be any government agency or loan insurer.)
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What is a Buyer Broker?
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A buyer broker represents buyers, helping them to find the best property and negotiate the best purchase price and terms.
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Pam Middleton Stein
Roberts Brothers
3601 Springhill Business Park, Suite 101
Mobile, Alabama 36608
Office: 251-344-9220
Cell: 251-401-3155
Email: PamMiddleton@NUMBER1EXPERT.com
Email: PamStein@RobertsBrothers.com
Welcome, I am Pam Middleton Stein of Roberts Brothers.. I am America's NUMBER 1 EXPERT for Mobile and Baldwin Counties, Point Clear, Fairhope, Daphne, Montrose, Spanish Fort, Gulf Shores, Orange Beach, Fort Morgan, Ono Island, Dauphin Island, Saraland, Satsuma, Chickasaw, Citronelle, Creola, McIntosh, Washington County real estate, including new construction,condos, highrises, historic homes, waterfront, investment and commercial real estate. My designations are GRI,CRS,ABR,e_PRO,Associate Broker          
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