Mobile, Point Clear and Baldwin County real estate and homes for sale in Alabama, waterfront properties, new construction, historic properties - Pam Middleton Stein, REALTOR® Pam Middleton REALTOR(r) for Mobile, Point Clear and Baldwin County, Alabama real estate, waterfront properties, new construction, historic properties - NUMBER1EXPERT™ Pam Middleton NUMBER1EXPERT(tm) for Mobile, Point Clear and Baldwin County, Alabama real estate, waterfront properties, new construction, historic properties
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Pam Middleton, REALTORŪ, real estate agent and broker for Mobile, Point Clear and Baldwin County Alabama home listings, property and land for sale - NUMBER1EXPERT(tm)









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Here's a short list of some of the more useful real estate and real estate related sites on the web. When you click on any of the links below, you'll see the site you chose, along with a form at the bottom of your screen. Use it to get answers for any questions you might have about anything you find. 

Remember: It's my job to know more about real estate than any other agent! My website is designed to be the only website you need to visit. If you have a suggestion or comment, please email me at Pam@PamMiddleton.net Thanks for visting 

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GOVERNMENT REAL ESTATE RESOURCES
Try the US Census Bureau, FedStats.com, or the Bureau of Labor Statistics for useful information. The HUD web site is full of resources. Don't forget Fannie Mae, Freddie Mac, or Ginnie Mae. Get home buying tips from the Federal Consumer Information Center.

LOCAL INFO
Find your local Chamber of Commerce or State Government.


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Real Estate Tips
Insurance >Hazard Insurance

Are you considering taking out hazard insurance on a property before you actually take title? It may be a good idea!

Even though you are not yet the owner of record, as the buyer, you have an insurable interest in a property the moment that you and the seller execute the sales agreement. As a matter of practice, however, buyers do not usually take out insurance until the papers change hands, and it should not be necessary if the agreement of sale is properly executed.

It is very important to both parties that the agreement states that the property will be insured for a specific amount. From the buyer's point of view, an adequate sum must be stipulated, and the agreement should not read "as now insured", which can indicate that the seller may not want to increase the insurance.

As a general rule, the amount of insurance on the buildings on a property should equal the sales price, less the value of the lot.

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Real Estate Trivia
Q 
Whose mansion sold for about $2 million after just one day on the market?

A 
Soon after the death of George Burns his home was put on the market; the home sold in 24 hours.
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Pam Middleton, REALTORŪ, real estate agent and broker for Mobile, Point Clear and Baldwin County Alabama home listings, property and land for sale - NUMBER1EXPERT(tm)

Pam Stein
Dauphin Realty

2569 Dauphin Street
Mobile, Alabama 36606
Office: 251-479-1314
Cell: 251-401-3155
Fax: 251-471-3676
Toll: 800-844-7808
Email: PamMiddleton@NUMBER1EXPERT.com
Email: PamStein@DauphinRealty.com

Welcome, I am Pam Middleton Stein of Dauphin Realty. I am America's NUMBER 1 EXPERT for Mobile and Baldwin Counties, Point Clear, Fairhope, Daphne, Montrose, Spanish Fort, Gulf Shores, Orange Beach, Fort Morgan, Ono Island, Dauphin Island, Saraland, Satsuma, Chickasaw, Citronelle, Creola, McIntosh, Washington County real estate, including new construction,condos, highrises, historic homes, waterfront, investment and commercial real estate. My designations are GRI,CRS,ABR,e_PRO,Associate Broker

ABR CRS CRS ePro Equal Housing ERC GRI MLS REALTOR RELO


Dauphin Realty real estate and homes for sale in Mobile, Point Clear and Baldwin County Alabama

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