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All agents are NOT alike! Find out why I am a top real estate expert in Mobile & Baldwin County on Alabama's beautiful Gulf Coast,251-401-3155

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Realtors in surrounding States 


"David Pate, Realtor, e-PRO serving Dillard and Rabun County in the mountain and lakes region of northeast Georgia and western North Carolina." 


"Utah Real Estate and Realtor Guide" 

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Here's a short list of some of the more useful real estate and real estate related sites on the web. When you click on any of the links below, you'll see the site you chose, along with a form at the bottom of your screen. Use it to get answers for any questions you might have about anything you find. 

Remember: It's my job to know more about real estate than any other agent! My website is designed to be the only website you need to visit. If you have a suggestion or comment, please email me at Pam@PamMiddleton.net Thanks for visting 

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GOVERNMENT REAL ESTATE RESOURCES
Try the US Census Bureau, FedStats.com, or the Bureau of Labor Statistics for useful information. The HUD web site is full of resources. Don't forget Fannie Mae, Freddie Mac, or Ginnie Mae. Get home buying tips from the Federal Consumer Information Center.

LOCAL INFO
Find your local Chamber of Commerce or State Government.


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Real Estate Tips
Self Employed >No Problem

There is no doubt about the fact that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications from buyers who are self-employed than from those who work for a regular salary.

If you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. Before you begin your search for a house, it is a good idea to meet with an agent of your choice who will be happy to accompany you as you meet with one or more loan officers. They will probably want to analyze your tax returns for the past 2 or 3 years. Because people who are self-employed can write off many expenses that salaried individuals cannot, it is possible that self-employed individuals may look impoverished on paper. Try to get pre-approval from the lender, and ask for a letter to that effect which the real estate agent can attach to any offer you submit on a home. This will make you look more attractive to the sellers.

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Real Estate Trivia
Q 
What house is considered to be the first house with running water in America?

A 
John Headly's home built in Newport, RI in 1723, was equipped with an underground pipe from the nearby spring.
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Pam Middleton Stein, REALTOR®, real estate agent and broker for Mobile, Point Clear and Baldwin County, Alabama home listings, property and land for sale - NUMBER1EXPERT

Pam Middleton Stein
Roberts Brothers

3601 Springhill Business Park, Suite 101
Mobile, Alabama 36608
Office: 251-344-9220
Cell: 251-401-3155
Email: PamMiddleton@NUMBER1EXPERT.com
Email: PamStein@RobertsBrothers.com

Welcome, I am Pam Middleton Stein of Roberts Brothers.. I am America's NUMBER 1 EXPERT for Mobile and Baldwin Counties, Point Clear, Fairhope, Daphne, Montrose, Spanish Fort, Gulf Shores, Orange Beach, Fort Morgan, Ono Island, Dauphin Island, Saraland, Satsuma, Chickasaw, Citronelle, Creola, McIntosh, Washington County real estate, including new construction,condos, highrises, historic homes, waterfront, investment and commercial real estate. My designations are GRI,CRS,ABR,e_PRO,Associate Broker

ABR CRS CRS ePro Equal Housing ERC GRI MLS REALTOR RELO


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