There's More to Selling Your Home than a "For Sale" Sign In Your Front Yard: Beware.  Even if a simple sign in your yard did produce a buyer knocking on your door, how will you handle the following questions: "How does your home compare to others like it in Mobile, Point Clear and Baldwin County?" "How did you determine the fair market value of this property?" "What about financing? Can you help?" "If I make an offer, who will draw up the paperwork?" "Why aren't you using a REALTOR®? Is there something wrong with the property?" "Since you aren't using a REALTOR®, we can take their fee right off the top, right?" Selling your home is one of the most important financial transactions you will make in your life. Don't take risks. Selling your home is nothing like selling a car. Every home is different, and every homebuyer wants to offer you as little as possible. How do you determine the real market value? Almost all homes are sold using a REALTOR®. As a top real estate professional, it is my job to help you negotiate with all those buyers who want something for nothing. Not to mention preparing your home for sale, marketing it locally in Mobile, Point Clear and Baldwin County and even nationally, and guiding you through the complex paperwork and pitfalls of escrow and closing. Make sure you are really ready to handle all of that before pounding that sign into your front yard. Errors can be extremely costly. Remember: Buyers want to offer you as close to nothing as possible! While that "For Sale By Owner" sign might sound like a good idea, it usually means a different thing to buyers: "Try to steal this one." If you must sell your own home, at least let me give you a sense of its true market value. Tell me a bit about your home, and I'll do a quick Comparative Market Analysis and let you know what I feel it is worth. I'll also describe, as an experienced, top Mobile, Point Clear and Baldwin County REALTOR®, how I would market your property. This is free, with no strings attached. Don't price your home by yourself! It's my job to analyze the Mobile, Point Clear and Baldwin County market and determine the true value of your property. It's FREE and without obligation...
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First Time Buyers >The Real Bottom Line
An important part of buying a house is sitting down with your real estate agent or a mortgage lender to get a clear idea of how much you can afford. They will add up all of your monthly expenses, the mortgage payment, insurance, real estate taxes, homeowners or condo association fees--and the grand total can throw you into shock!
The important thing to remember is that the grand total isn't really the bottom line. When you add your tax savings to the equation, you may be pleasantly surprised. During the early years of your loan, almost all of the mortgage can be deducted from your state and federal income tax. The same is true of your real estate taxes. If you use part of your house as a home office, you may be able to qualify for additional tax savings. In some areas, homes with ground floor apartments are popular for offsetting part of the mortgage and offering even more tax savings.
When you make calculations about the monthly costs that include the tax savings, you may find that owning your own home is less expensive than renting a house or apartment of comparable size.
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| Q |
What is the most expensive piece of property ever recorded?
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| A |
In October 1988, the Mediya Building in central Tokyo was quoted at 358.5 million yen ($248,000) per square foot.
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 See More Real Estate Trivia > |
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Pam Middleton Stein
Roberts Brothers
3601 Springhill Business Park, Suite 101
Mobile, Alabama 36608
Office: 251-344-9220
Cell: 251-401-3155
Email: PamMiddleton@NUMBER1EXPERT.com
Email: PamStein@RobertsBrothers.com
Welcome, I am Pam Middleton Stein of Roberts Brothers.. I am America's NUMBER 1 EXPERT for Mobile and Baldwin Counties, Point Clear, Fairhope, Daphne, Montrose, Spanish Fort, Gulf Shores, Orange Beach, Fort Morgan, Ono Island, Dauphin Island, Saraland, Satsuma, Chickasaw, Citronelle, Creola, McIntosh, Washington County real estate, including new construction,condos, highrises, historic homes, waterfront, investment and commercial real estate. My designations are GRI,CRS,ABR,e_PRO,Associate Broker          
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